Theme
PartnershipOfferingsMoney Movement Global MoneyAgentic CommerceLeadershipContact
PARTNERSHIPiBANK Corporation × Mastercard

iBANK
built on the world's
network.

Central-bank-grade architecture, now on Mastercard rails. Cards, multi-rail money movement, fiat-to-stablecoin interoperability, tokenised security and agentic commerce — delivered by iBANK to institutions and people in 200+ countries.

Explore the offerings → Watch money move
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Countries & territories on the Mastercard network
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Payout endpoints via Mastercard Move
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Fiat currencies supported for transfers
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iBANK leadership in financial infrastructure
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The Partnership

Mastercard runs the network that connects banks, merchants and cardholders. iBANK brings the architecture that once ran central-bank rails. Together: one institutional platform for every form of money.

Mastercard is a technology network, not a lender — it moves value between institutions. iBANK sits on top as the regulated, institutional layer: onboarding, ledgers, custody, compliance and the client relationship. Clients get Mastercard's reach without having to build a separate integration for cards, bank accounts, wallets and on-chain rails.

01

Issue

iBANK-branded credit, debit, prepaid and commercial cards on the Mastercard network.

02

Move

Domestic and cross-border transfers to bank accounts, wallets, cards and cash points — through one surface.

03

Bridge

Hold, convert and pay out across fiat and regulated stablecoins on the Mastercard Global Money Platform.

04

Protect

Network tokenisation, behavioural biometrics and AI risk scoring on every transaction.

05

Automate

Agentic commerce: iBANK AI agents that can transact safely, within limits you set.

The Offerings

Eight capabilities.
One iBANK.

Each Mastercard capability below is paired with the iBANK product that delivers it to clients. Pick a category.

iBANK
World Elite
5412 •••• •••• 2026
DR. S. NARAYAN
VALID 10/31Mastercard®
Card Studio

Every tier.
Every client.

Money Movement

Move is the portfolio.
Send is the engine.

Mastercard Move is the umbrella for all domestic and cross-border transfers. Mastercard Send is its high-speed push-to-card engine. iBANK routes each payment to the right one automatically.

Mastercard Move

The portfolio — multi-rail

Mastercard Send

The product — push-to-card
Role
Umbrella money-movement platform, one developer API
High-speed transaction engine inside Move
Rails
Card, ACH, SWIFT and wallet networks combined
Card network — pushing funds to debit and credit credentials
Endpoints
Bank accounts, digital wallets, cards, cash pick-up — 17bn+ across 200+ countries
Billions of Mastercard and debit card accounts directly
Speed
Real-time to standard settlement, depending on rail
Near-instant: seconds, up to 30 minutes · 24/7/365
Use cases
B2B supplier payments, family remittances, payroll, card-to-wallet top-ups
Gig-economy cash-outs, insurance claims, peer-to-peer
Via iBANK
Institutional treasury & remittance corridors
Instant disbursements from iBANK wallets & apps
Watch Money Move

One instruction.
Every rail.

Choose a scenario to see how iBANK and Mastercard carry a payment from start to finish.

Illustrative flow. Timings depend on rail, corridor and compliance checks.
Global Money Platform

Fiat and stablecoins.
One account. One API.

Mastercard completed its acquisition of BVNK on 3 August 2026, in a deal worth up to $1.8bn. In October it launched the Global Money Platform, so businesses can hold, convert and move fiat and stablecoins through a single API. iBANK brings these six capabilities to institutional clients.

Early adopters Nuvei Marqeta Ontop Bolt Group Almond FinTech Stablecoins USDT USDC PYUSD
Agentic Commerce

AI agents
that can pay.

Mastercard is building the rails for AI agents to complete purchases and payments on a person's or company's behalf. In live demonstrations, agents used Coinbase Developer Platform wallets on Base, with BVNK and the Global Money Platform settling in the background. iBANK's agent layer plugs straight into this.

  • 01
    One AIgent orchestrates

    iBANK's banking agents — treasury, procurement, payroll, FX — act as one, under a single mandate.

  • 02
    Tokenised, scoped authority

    Each agent gets its own token, spending limit, merchant scope and expiry. Raw card numbers are never exposed.

  • 03
    Human in the loop where it matters

    Above a threshold, or for a new counterparty, the agent stops and asks before paying.

ibank://one-aigent/session
The Architecture

Four layers.
Nothing to stitch together.

Clients connect once to iBANK. Beneath that, iBANK's core and the Mastercard network handle the rest.

LAYER 04

Channels

iBANK Web & MobileiWallet (EUDI identity)Frontier Pay WalletMerchant AppsCorporate API
LAYER 03

Intelligence

One AIgentBR[AI]NOSAI agent platformFraud & risk modelsPlaces-enriched insights
LAYER 02

iBANK Core

iCOINRWDTRWA UniverseInstitutional SettlementFCA RegisterLedger · Custody · KYC
LAYER 01

Mastercard Network

Card networkMove · SendGlobal Money PlatformClick to Pay tokenisationOpen BankingCybersecurity & Identity
Ecosystem & Incubation

From iBANK Incubator
to Mastercard scale.

Ventures in the iBANK Incubator get a route into Mastercard's partner programmes — and the hardware and security partners behind them, including IDEMIA, Thales, Entrust and Giesecke+Devrient.

170+
qualified fintech partners

Mastercard Engage

Pre-vetted partners for tokenisation, Click to Pay, wallets, open banking and crypto. Building through a partner can cut implementation time by up to 48%.

mastercard.com →
3
partner tracks

Partner Advantage

For technology, solution and distribution partners — with sandboxes for agentic commerce and real-time fraud defence.

mastercard.com →
17bn+
endpoints

Move Partner Program

For banks, non-bank financial institutions and payment enablers building on Mastercard's multi-rail transfer network.

developer.mastercard.com →
iB→
incubator pipeline

Start Path

Mastercard's programme for early-stage start-ups. iBANK Incubator ventures in Quantum, AI and fintech can be put forward for it.

startpath.mastercard.com →
Dr. Shiva Narayan, Founder and CEO of iBANK Corporation
FOUNDER & CEO
Leadership

Dr. Shiva Narayan

Founder & CEO, iBANK Corporation

Close to 30 years across EY, Accenture, Oracle, Morgan Stanley, AIB and the Bank of England, where he served as Chief Architect. At Vocalink, he co-created the Oyster Card and PayM — infrastructure now used by millions every day.

He founded iBANK Incubator to put that same institutional rigour behind the ventures, not just the banks, building the next economy — concentrating his own conviction where it matters most: Quantum and AI.

~30years in financial infrastructure
BoEformer Chief Architect
2national payment systems co-created
iBANK Incubator QuantumAllies iBANK Club Marketplace
Start the conversation

Bring your institution
to the network.

Banks, fintechs, corporates and governments: tell us what you need to issue, move or settle. The first conversation is a discovery call, not a sales pitch.

Email the CEO's office → Call +44 7455 407 999
ceo@ibank.org.uk 1 Canada Square, Canary Wharf, London ibank.org.uk