Sophie T. · iBank Premium

Live balance

£24,381.50

▲ +5.2% AER

All in One — Banking Redefined

Bold &
Beautiful
Banking.

One account. Every currency. Instant global transfers. iBank gives you the power of a Multiple Banks in your pocket — with £ at the heart of everything.

Open Free Account See how it works

30+

Currencies

150+

Countries

5.2%

AER Savings

<90s

To Open

Available balance

£12,840.00

▲ +£540 this month

💸

Send

⬇️

Add

🔄

Exchange

📊

Invest

Recent transactions

💷

GBP → EUR

1 = 1.163

🔔

Payment received

+£4,200

Mobile Banking

Your £ in your pocket,
always.

The iBank app puts your complete financial life on one screen. Send to 150+ countries in seconds, hold 30+ currencies, and watch your savings grow — all with Face ID security and instant notifications.

⚡

Instant transfers

Send money anywhere in under 10 seconds, 24/7.

💱

Mid-market FX rates

Exchange at interbank rates — no hidden margins.

📈

Smart analytics

See exactly where your money goes with AI-powered insights.

Download iOS App Get Android App

Everything You Need

One account.
Unlimited possibilities.

iBank is engineered for the way you actually live — spending, saving, sending, and investing, all from a single dashboard.

💷

Multi Currency Current Account

We work with all the fully regulated UK bank accounts with your own sort code and account number. FSCS protected up to £85,000.

🌍

Global Money Transfers

Send to 160+ countries at mid-market rates. No fees on the first £1,000 each month.

📊

Stocks & ETFs

Commission-free investing in 5,000+ stocks. Fractional shares from £1. Powered by your iBank dashboard.

🪙

Crypto Wallet

Buy, hold, and exchange 100+ cryptocurrencies directly from your iBank account. Real-time rates, zero custody fees.

🛡️

iBank Secure

24/7 fraud monitoring, instant card freeze, biometric login, and a dedicated security team watching over your money.

💳

Premium Debit Cards

Metal, standard, or virtual — earn Reward Points on every purchase and redeem for cashback, travel, and more.

Savings

Your £ works
harder here.

iBank's Banking Partners Instant Access Savings account pays 5.2% AER variable — interest credited daily, withdraw any time, zero penalties. Your savings FSCS-protected up to £85,000.

Savings Calculator

£ 10,000

Annual interest at 5.2% AER

£520.00

Start Saving

Interest Rate

5.2

% AER (variable)

Interest paid every day. Withdraw any time. No lock-in periods, no penalties.

Daily interest

+£1.42

on £10,000

Protection

£85K

FSCS guaranteed

Pricing

Choose your plan.

From free everyday banking to an all-access premium experience. Every plan includes your UK sort code and account number.

Standard

Everything you need to get started.

£0

per month, forever free

UK current account + sort code
Up to £1,000 fee-free international transfers
Hold up to 5 currencies
Standard debit card
Commission-free stock trading (3/month)
2% AER savings

Get Started Free

Trusted by millions.

Over 4.2 million UK customers rate iBank 4.8 out of 5. Here's what they say.

★★★★★

Switched from my high street bank and the difference is night and day. International transfers that used to take 3 days now arrive in seconds. The £ savings rate alone pays for the Premium plan ten times over.

James M.

Freelance consultant, London

★★★★★

I travel for work 200 days a year. iBank's multi-currency account has saved me thousands in airport exchange fees. Mid-market rates, no surprises. The black Elite card gets noticed everywhere.

Sarah R.

International sales director

★★★★★

As a small business owner I needed a bank that could keep up. iBank does international payroll, currency hedging, and my own savings all in one place. It's genuinely changed how I run my finances.

Amir K.

Founder, e-commerce brand

Start earning 5.2% AER
on your Deposits today.

We do the Banking. Open your iBank account in under 90 seconds. No branch visit, no paperwork. Just bold, modern banking built around the pound.

Open Free Account Compare plans

Bold & Beautiful Banking.

Your £ in your pocket,always.

One account.Unlimited possibilities.

Your £ worksharder here.

Choose your plan.

Trusted by millions.

Start earning 5.2% AERon your Deposits today.

Bold &
Beautiful
Banking.

Your £ in your pocket,
always.

One account.
Unlimited possibilities.

Your £ works
harder here.

Start earning 5.2% AER
on your Deposits today.